It collects, certifies, and analyze financial data to help FIs save time and make better lending decisions. Its flagship product AccountChek™ is a fully automated verification of deposit (VOD) and asset solution. FormFree helps lenders understand credit risk like never before with its patented Passport® product, which opens doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®), and patent-pending Residual Knowledge Income Index™ (RIKI™), an innovative method for evaluating consumer creditworthiness based on residual income analysis. A HousingWire TECH100™ company, FormFree is based in Athens, Georgia.
FormFree Holdings is a SaaS company that specializes in helping financial institutions assess customers’ ability to pay.